The Insurance Agent

Does Your Insurance Pay for The Care of Your Baby?

Before hospital bills opaque the arrival of your baby, make sure your insurance has coverage for your baby. Therefore, ask your insurance agent about the following points:

* What is the procedure for adding your new baby to your insurance plan?

* Does the insurance plan as long as your baby will be in the hospital? Medical insurance generally provides coverage only if they subscribe to your baby to receive benefits as a dependent within 30 days after birth. Beware!

* insurance plan will cover the cost of intensive care unit (NICU) for your baby?

* What are the rules of the insurance plan with respect to the pediatricians who are within the network and those outside? If the plan provides greater coverage for in-network pediatricians, ask for a directory for those who are in your area.

* Does the insurance plan regular visits to the pediatrician and vaccines?

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